Dabbling in Travel Hacking

Rob and I aspire to be true travel hackers some day. I read blog posts and follow people on Twitter who talk about traveling the world multiple times a year without spending a dime on airfare or lodging. We are by no means experts in the field of travel hackery, but we have dabbled in it. IMG_3999Many credit card companies offer airline miles, free hotel stays, cash back and other perks for spending a certain amount of money or simply opening up the card. Those who travel for next to nothing have become experts in finding and using these credit cards to get the most bang for their buck. When we decided we wanted to take a trip for our anniversary, we figured it would be the perfect time to try out getting a new credit card that would give us a specific travel perk like airline miles or a free hotel stay.

IMG_9131Bermuda had been in the back of our minds so Rob focused his search on cards that would give us perks in Bermuda. The only chain hotel on the island is Fairmont so we zeroed in and found the perfect card. Rob did most of the research on NerdWallet and found the Fairmont Signature Card through Chase. The perk was two free nights at any Fairmont (not including taxes or food charged to the room) after spending $3000 in the first 90 days. We picked the Hamilton Princess Fairmont in Hamilton Bermuda, transferred all our recurring payments to the new card and made sure to use it as the primary payment method so we could reach our goal. We did reach our goal and the Hamilton Princess was a fabulous place to stay to celebrate our two year anniversary!

Caution: if you are applying for a loan in the next 6-12 months I suggest not dabbling in this hobby. Opening new credit cards can negatively affect your credit rating which could make it hard or impossible to get a loan.